Payla

Payla keeps a group's shared tab and shows who owes whom. Each group keeps its own rhythm: a trip day by day, a shared home month by month with its rent and bills, a building flat by flat with its dues and fund. Expenses go in amount first, in any major currency, and split equally, by shares or by exact amounts. People join with a code or a QR, and friends who don't use the app yet can be added as virtual members.

Home shows one number across every group: what you are owed or what you owe in total. Debts net out, so settling up takes fewer transfers, and the other person's IBAN copies in one tap. Payla never moves money; it keeps the record, and a Remind button does the asking. Payla Pro adds unlimited groups and expenses, receipt photos, a personal budget and the group summary.